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With effect from 5th February 2026, the three major public sector banks-State Bank of India, Punjab National Bank and Bank of Baroda- will have new minimum balance rules on savings accounts. This should change the standards of service, eliminate dormant accounts, and make financial practice more regularized, with their impact very much detectable from day … Read more
India’s income tax system has considerably changed in the past 11 years. From simplified tax slabs to digital compliance and improved transparency, these changes signify a new structure which has become the foundation for individuals as well as businesses in filing, paying, and planning their taxes. The objective has been to make their tax regime … Read more
As discussions around the 2026 Pay Commission gain momentum, one topic drawing the most attention among government employees is the Dearness Allowance merger. A DA merger has historically played a major role in reshaping salary structures, basic pay calculations and long-term benefits. With inflation levels remaining elevated and DA crossing significant thresholds, expectations around its … Read more
From 1st February 2026, bank operating hours across the nation will change, affecting how and when customers can access in-branch services. The updated schedule is part of a broader shift in banking operations aimed at modernising customer service, balancing employee work-life needs, and aligning branch services with evolving customer behaviour. Understanding the new timetable and … Read more
As investors seek secure and rewarding options in 2026, Canara Bank’s 270-day Fixed Deposit (FD) is gaining attention for combining short-term commitment with attractive returns. Designed for those who prefer low-risk investments, this FD product offers a dependable way to grow savings over a defined period without market volatility, making it especially appealing for conservative … Read more
On 01 February 2026, the central government says that the implementation process will commence following the announcement of the new rules for ration card issuance. These updates are being used to improve the management of the public distribution scheme and to restrict the misuse of whatever forms. Key Changes to the Criteria for Entitlement Eligibility … Read more
The Post Office Fixed Deposit scheme is a trusty savings option for the Indian investor in 2026. Backed by the Government of India, these Post Office FDs provide securities at par with any other approved option, stable returns, and regular income-generating facilities. A Post Office FD calculator helps the investor get an estimate of investments’ … Read more
The Indian investors of 2025-in eternal quest for long-term stability and sure guards against the dollar and inflation-are increasingly shifting to SBI Gold SIPs. Gold, an ancient safe havens asset, can serve as a store of value. So the systematic investment in an SBI Gold SIP allows the investors to accumulate wealth in a phased … Read more
The changes have simplified licence examinations and re-examinations and have incorporated all forms of acceptable identification forms; training as per the rules may be provided in the place of traffic tests; or the applicant can be offered alternative online training styles. To ensure that driving training and testing conform to the highest safety standards, the … Read more
In accordance with the RBI, certain accounts will be closed from February 2026-upon the set of specific parameters. These steps would help promote banking robustness; it would simplify compliance and contribute to the national aim of closing inactive and defunct accounts. Which Account Types Are Being Scrutinized? Under RBI’s directions, these instructions oblige banks to … Read more